Reissue Rate

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A reissue rate is a reduction in title premium that is applied to an owner's policy in a purchase transaction if the property is determined to have had a prior title policy within a give period of time (reissue term). In Colorado the typical reissue term for for a reissue rate is 5 years. Most title insurance companies in Colorado provide this discount regardless of the title company that issued the previous policy.

Typical Reissue Rate Discount Scale

• Sold or refinanced within the last year - 50% discount
• Sold or refinanced within 2 years - 40% discount
• Sold or refinanced within 3 years - 30% discount
• Sold or refinanced within 4 years - 20% discount
• Sold or refinanced within 5 year - 10% discount

*Based upon title policies underwritten by Old Republic National Title Insurance Company. Rates and reissue terms vary by title company.

The discounted amount applied to reissue rates vary by title company so check with your title company about the details of their reissue rate policy.